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FAQ

Shorts Sales
If I short sale my home, will I owe the difference between my mortgage and the short sale price?
In Arizona, it depends on whether your home is your primary residence as well as the specific circumstances within your case. Speak with an attorney at the Law Offices of Zofia Rawner if you are trying to avoid having to pay the deficiency.

The mortgage company won’t accept the short sale offer unless I agree to pay the deficiency. Should I sign anyway?
Speak with an attorney to assess whether the anti deficiency statute would apply in your case.

What will I need to do as a seller to obtain a short sale from a bank?
Often real estate agents will help with a short sale and obtain the necessary paperwork. Have an attorney at the Law Offices of Zofia Rawner review the paperwork to ensure that you are not placing yourself under any legal liability after the short sale.

As a buyer, what do I need to do to have my short sale offer accepted by the bank?
It’s up to the bank whether to accept a short sale or not. Speak with an attorney to help understand what a bank is looking for in a short sale offer and to help draft the best offer you can afford.

Is it better to short sale my home or go into foreclosure?
It depends on the level of debt you have and whether another legal remedy may keep the rest of your credit in tact. Speak with an attorney at the Law Offices of Zofia Rawner to best strategize how to keep yourself financially stable.

Is it better to short sale my home or go into bankruptcy?
It depends on the level of debt you have and whether another legal remedy may keep the rest of your credit in tact. Speak with an attorney at the Law Offices of Zofia Rawner to best strategize how to keep yourself financially stable.