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FAQ

Foreclosure
Is it better to go through a foreclosure or a bankruptcy?
In Arizona, it depends on the amount of debt you have and whether the anti-deficiency statute applies in your case. Speak with an attorney at the Law Offices of Zofia Rawner about the particular facts of your case.

How do I stop a foreclosure?
There are numerous ways to stop a foreclosure but it depends on the facts of your case. Speak with an attorney at the Law Offices of Zofia Rawner to address whether you may stop your foreclosure.

I have not paid my mortgage and cannot afford it, but can I still stop the foreclosure?
There are numerous ways to stop a foreclosure but it depends on the facts of your case. Speak with an attorney at the Law Offices of Zofia Rawner to address whether you may stop your foreclosure.

My home went into foreclosure. Can a friend, family member, or I purchase back the home?
There is a possibility that a loved one or you can purchase back the home but it depends on the facts of your case. Speak with an attorney at the Law Offices of Zofia Rawner to help strategize the best way to purchase your home back.

After a foreclosure sale, how much more time am I allowed to remain in the home?
It depends on the facts of your case. Speak with an attorney to review the notifications you have been given by the bank, court and/or trustee of the sale.

Will I owe the deficiency amount on my loan, the difference between the mortgage amount and the amount the property was sold for?
In Arizona, it depends on whether your home is your primary residence as well as the specific circumstances within your case. Speak with an attorney at the Law Offices of Zofia Rawner if you are trying to avoid having to pay the deficiency.